I've been using AMD Phenom II X4 965 Processor with stock heatsink on ASUS M5A99X Evo mainboard for over a year now. The processor is OC-free, there were no modifications whatsoever. Asus mainboard offers different levels of optimal configurations and none changes anything about my problem. There is one additional cooler installed in case and everything is almost dust free.
Since beginning I have been concerned about high nose level coming from the stock cooler, however I have never found time to examine it till now. The noise is high regardless of the load, getting quite loud on boot and it keeps working that way, with times of extremely high noise spikes during some more requiring load. CPU thermometers show that on just-installed-Windows 7 (64) with Google's Chrome (5 tabs) and antivirus running 965 gets even up to 67 C degrees. It usually balances between 45-60 even on just desktop with all bonuses off and I've never seen it getting below this level, even when monitoring just on UEFI level. Overall though, computer is running fast and well, and I've never gotten random shutdown during gaming or such (though if I reboot a lot I'll get a message "overclocking failed" and 'll have to boot again). I remember though that during the heatsink installation I've got problem with key-shaped last lever and it wouldn't let me go and eventually fell over from heatsink. Technician fixed this problem by easily putting lever back to it (it was working and applying pressure again, and still wouldn't let us go) and applying pressure manually down the heatsink during the point when the lever seemed to not have enough force. The lever with this help got through easily and kept the heatsink strongly settled down.
Is there anything I can do about temperatures and should I be concerned about them at all?